Amego makes it easy to get on your new e-bike without paying the full price upfront. We offer two flexible financing options - RBC PayPlan and Affirm - so you can choose the plan that fits your budget. Both options are available at checkout, decision within seconds and no impact to your credit score to apply.
E-Bike Financing Canada | Buy Now, Pay Later with RBC & Affirm
Amego Offers Financing by Affirm !
Affirm lets you split your e-bike purchase into flexible payments with affordable APR rate options based on your credit. Choose from bi-weekly interest-free payments or monthly instalments — your options and rate are shown at checkout before you commit. Applying takes minutes and won't affect your credit score.
Split your purchase into 3, 6, or 12 monthly payments
No impact to your credit score to check eligibility
Available online and in-store at any Amego location
Great for shorter-term financing on any budget
How does Affirm work at checkout?
When you're ready to buy, select Affirm as your payment method at checkout. You'll answer a few quick questions, get instant decision, and choose a payment plan that fits your budget - all without leaving the store.
Does applying for Affirm affect my credit score?
Affirm performs a soft credit check when you apply, which does not impact your credit score. Affirm's eligibility check is designed so you can see your options without any penalty for checking.
What interest rates does Affirm charge?
Rates range from 0% to 31.99% APR depending on your creditworthiness, your province, and the purchase amount. Not all customers will qualify for 0% APR. Your exact rate is shown before you confirm - there are no hidden fees or surprises.
What payment options are available through Affirm?
Affirm offers flexible pay-over-time options including bi-weekly interest-free payments and longer monthly installment plans. For example, an $800 purchase could be split into 4 interest-free payments of $200 every 2 weeks, or 12 monthly payments at a set APR. Your available options are shown at checkout based on your purchase amount.
Is Affirm available across Canada?
Affirm is available to Canadian residents through participating retailers. Payment options may vary by province and territory and are subject to provincial regulatory requirements. Availability depends on your location and the merchant you're purchasing from.
Amego Offers Financing by RBC!
PayPlan by RBC lets you finance your e-bike through equal monthly installments instead of paying upfront. It's a simple, transparent loan product backed by Royal Bank of Canada - apply at checkout in minutes and ride now, pay over time.
Finance over 12, 24, 36, or 48 months through RBC - Canada's largest bank
Quick eligibility check that won't affect your credit score
Available for online orders with home delivery only - not available for in-store pickup
Ideal for spreading the cost of a premium e-bike into manageable monthly payments
What is PayPlan by RBC?
PayPlan by RBC is a pay-over-time solution that helps you make purchases through equal monthly payments instead of an up-front lump sum. When you check out with PayPlan by RBC, you agree to accept the terms of taking an instalment loan from RBC Ampli Inc., a wholly owned subsidiary of Royal Bank of Canada.
Why buy with PayPlan by RBC?
Our goal is to make your purchases more manageable by allowing you to pay for your purchases in a way that fits your budget. PayPlan by RBC loans provide flexible and transparent lending options.
Am I eligible to apply with PayPlan by RBC?
PayPlan by RBC applicants must be Canadian residents and over the age of majority in their province/territory of residence (i.e., 18 in Alberta, Manitoba, Ontario, Prince Edward Island, Quebec, Saskatchewan; 19 in British Columbia, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Nunavut, Yukon Territory).
How do I apply with PayPlan by RBC?
You will be given the option to apply for PayPlan by RBC in the checkout flow of any participating retailer and follow the prompts to pre-qualify, review and accept your terms, and complete checkout. Applying is quick and easy.
Is PayPlan by RBC a credit card?
No. When you finance a purchase with PayPlan by RBC you are applying for an installment loan with equal monthly payments from RBC Ampli Inc.
Will checking out with PayPlan by RBC impact my credit score?
Applying for a PayPlan by RBC loan only results in a soft inquiry (soft-credit check) and will not affect your credit score. Please note that, after your loan begins, PayPlan by RBC may report your monthly and final repayment status to credit reporting agencies, which may show up on your credit report and impact your score.
Is PayPlan by RBC safe and secure?
Safeguarding your personal information is very important to us. All PayPlan by RBC checkouts use HTTPS secure encryption when transmitting data.